What's it About?

These activities cover a series of topics related to money and economic empowerment: goal setting, making decisions related to saving, spending, storing and borrowing money and the responsibilities of taking care of ourselves and our families as we become adults.

Why it's Important

The expression that “money makes the world go around” has some truth to it. In every community and for every girl, money will be an important part of her life. Money is the foundation for realising other goals and participants need to know how to use their money carefully.

The more participants know about money – good ways to earn it, how to spend it wisely, and how to save it – the more power and control they will have over their lives. You don’t have to be an adult to learn about money, you don’t have to be good at maths and you don’t need to have much money to improve how you manage it. Financial literacy education prepares adolescents for the financial roles they will assume as adults.

When it's Done, Girls Should:

  • Know the basic parts of a budget and feel prepared to make their own.
  • Begin to consider the types of jobs they may want to do, if they plan on working.
  • Be aware of how banks work.
  • Understand the difference between saving and borrowing.
  • Realise the responsibilities and consequences of borrowing money.
  • Understand the different types of values placed on being a girl in the community and how that is connected with her ability to make money or take care of her family.
  • Be able to explore their own goals and make action plans towards achieving the goals.